'E 'ad spragged me before for the loan of a quid.
But I told 'im straight out I was broke.
Still 'e would 'ang around me, wotever I did.
'E's a regiler obstinit bloke.
'E'd tapped me for dollars an' bit me for bobs;
An' I ain't too finanshil meself.
Wot with times like they are an' not too many jobs;
So a bloke 'as to 'ang to 'is pelf.
But this Mister Theodore give me a lead
'E's a genius all on 'is own
'E put me wise yestidy - jist wot I need,
When a bloke comes along for a loan.
I rekin this Theodore's out on 'is pat
As a shrewd an' a far-seein' bloke,
Wot can 'and out the patter an' deal with a flat,
'Fore 'e's time to make up to the joke.
So today, when this cove puts the 'ard word on me,
I tells 'im straight out I'm 'is friend,
An' I'm goin' to 'elp 'im from sheer sympathy
With a few quid I'm goin' to lend.
It 'urts me, I tells 'im, to ark at 'im moan,
An' I 'aven't the 'eart to refuse.
So I gives the poor coot a fidoosary loan
In the shape of some nice I.0.U.'s.